Built on security Driven by compliance Designed to scale with our partners.
Northakross was founded in 2015 with a clear mission: to build robust, compliant, and future-ready financial infrastructure for banks and regulated institutions. We understand the operational, regulatory, and technological challenges faced by the financial sector and design our solutions to address them holistically.
Our approach combines deep domain expertise, regulatory awareness, and modern technology practices. We focus on long-term partnerships, enabling our clients to grow securely while maintaining full control over risk, compliance, and operations.
At Northakross, our vision is to build intelligent, interoperable payment ecosystems that empower financial institutions to operate with greater control, transparency, and profitability.
The payments landscape is evolving rapidly- driven by regulation, digital adoption, and the ever growing complexity of the payment ecosystem. Our mission is to simplify this complexity. Our focus is on creating structured, secure, and scalable technology frameworks that enable institutions to retain visibility, strengthen governance, and unlock new revenue potential.
Our expertise lies at the intersection of banking technology, payment integration, regulatory compliance, and ecosystem orchestration. With deep domain understanding and hands-on execution experience, we have designed and deployed customised solutions that are not only technically robust but commercially impactful for various industries.
We believe technology should not just support operations – it should drive measurable growth. At Northakross, we are committed to delivering solutions that combine innovation with accountability, helping institutions move confidently toward a more efficient and future-ready payments environment.
– Amit B. Doshi
CEO, Northakross Technologies Private Limited
Northakross brings deep domain expertise across:
• Payments Infrastructure & Integration
• Aggregator & Merchant Ecosystem Management
• Settlement & Reconciliation Frameworks
• Revenue Optimization & Commission Automation
• Regulatory & Compliance Alignment (RBI Advisory, Data Localization, MITM Controls)
• Smart MIS, Analytics & Operational Intelligence
• Custom Application & Solution development
Our strength lies in combining strategic insights with execution precision. We understand the complexities of banking and payments ecosystems – and translate them into structured, scalable, and secure technology solutions.
As a neutral service provider, Northakross bridges operational gaps, enhances visibility, and enables institutions to operate with greater efficiency and profitability in an increasingly interconnected financial environment.
We appreciate your trust greatly!
1990
While the adoption of cryptocurrency for everyday transactions is growing.
2015
While the adoption of cryptocurrency for everyday transactions is growing.
2020
While the adoption of cryptocurrency for everyday transactions is growing.
Built on security Driven by compliance Designed to scale with our partners.
Northakross was founded with a clear mission: to build robust, compliant, and future-ready financial infrastructure for banks and regulated institutions. We understand the operational, regulatory, and technological challenges faced by the financial sector and design our solutions to address them holistically.
Our approach combines deep domain expertise, regulatory awareness, and modern technology practices. We focus on long-term partnerships, enabling our clients to grow securely while maintaining full control over risk, compliance, and operations.
At Northakross, our vision is to build intelligent, interoperable payment ecosystems that empower financial institutions to operate with greater control, transparency, and profitability.
The payments landscape is evolving rapidly- driven by regulation, digital adoption, and the ever growing complexity of the payment ecosystem. Our mission is to simplify this complexity. Our focus is on creating structured, secure, and scalable technology frameworks that enable institutions to retain visibility, strengthen governance, and unlock new revenue potential.
Our expertise lies at the intersection of banking technology, payment integration, regulatory compliance, and ecosystem orchestration. With deep domain understanding and hands-on execution experience, we have designed and deployed customised solutions that are not only technically robust but commercially impactful for various industries.
We believe technology should not just support operations – it should drive measurable growth. At Northakross, we are committed to delivering solutions that combine innovation with accountability, helping institutions move confidently toward a more efficient and future-ready payments environment.
– Amit B. Doshi
CEO, Northakross Technologies Private Limited
Northakross brings deep domain expertise across:
• Payments Infrastructure & Integration
• Aggregator & Merchant Ecosystem Management
• Settlement & Reconciliation Frameworks
• Revenue Optimization & Commission Automation
• Regulatory & Compliance Alignment (RBI Advisory, Data Localization, MITM Controls)
• Smart MIS, Analytics & Operational Intelligence
• Custom Application & Solution development
Our strength lies in combining strategic insights with execution precision. We understand the complexities of banking and payments ecosystems – and translate them into structured, scalable, and secure technology solutions.
As a neutral service provider, Northakross bridges operational gaps, enhances visibility, and enables institutions to operate with greater efficiency and profitability in an increasingly interconnected financial environment.
Built on security Driven by compliance Designed to scale with our partners.
Northakross was founded in 2015 with a clear mission: to build robust, compliant, and future-ready financial infrastructure for banks and regulated institutions. We understand the operational, regulatory, and technological challenges faced by the financial sector and design our solutions to address them holistically.
Our approach combines deep domain expertise, regulatory awareness, and modern technology practices. We focus on long-term partnerships, enabling our clients to grow securely while maintaining full control over risk, compliance, and operations.
At Northakross, our vision is to build intelligent, interoperable payment ecosystems that empower financial institutions to operate with greater control, transparency, and profitability.
The payments landscape is evolving rapidly- driven by regulation, digital adoption, and the ever growing complexity of the payment ecosystem. Our mission is to simplify this complexity. Our focus is on creating structured, secure, and scalable technology frameworks that enable institutions to retain visibility, strengthen governance, and unlock new revenue potential.
Our expertise lies at the intersection of banking technology, payment integration, regulatory compliance, and ecosystem orchestration. With deep domain understanding and hands-on execution experience, we have designed and deployed customised solutions that are not only technically robust but commercially impactful for various industries.
We believe technology should not just support operations – it should drive measurable growth. At Northakross, we are committed to delivering solutions that combine innovation with accountability, helping institutions move confidently toward a more efficient and future-ready payments environment.
– Amit B. Doshi
CEO, Northakross Technologies Private Limited
Northakross brings deep domain expertise across:
• Payments Infrastructure & Integration
• Aggregator & Merchant Ecosystem Management
• Settlement & Reconciliation Frameworks
• Revenue Optimization & Commission Automation
• Regulatory & Compliance Alignment (RBI Advisory, Data Localization, MITM Controls)
• Smart MIS, Analytics & Operational Intelligence
• Custom Application & Solution development
Our strength lies in combining strategic insights with execution precision. We understand the complexities of banking and payments ecosystems – and translate them into structured, scalable, and secure technology solutions.
As a neutral service provider, Northakross bridges operational gaps, enhances visibility, and enables institutions to operate with greater efficiency and profitability in an increasingly interconnected financial environment.
What We Do
Enable banks to manage merchants, payments, settlements, and compliance efficiently
Provide backend platforms designed for regulatory alignment
Support cooperative, private, and public banking ecosystems
Why Northakross
Trusted platform architecture aligned with RBI and banking standards
Built with strong security, scalability, and auditability at its core
Engineered to operate seamlessly within regulated ecosystems, ensuring compliance, control, and governance.
Industries We Serve
At Northakross, we design and deliver technology platforms that power the full spectrum of India’s banking and financial services ecosystem. Our solutions are engineered to align with sector-specific operational frameworks, regulatory mandates, and scale requirements.
Our platforms are built to adapt seamlessly across diverse operational scales, governance models, and regulatory environments, enabling institutions to modernize without disrupting core banking stability.
Security & Compliance
Security and compliance are foundational to everything we build at Northakross.
We follow industry best practices and align with applicable regulatory and data protection standards to ensure trust and resilience.
Partners
We collaborate closely with leading banks and financial institutions across India, serving as a trusted technology partner in their digital transformation journeys.
Our partners include Federal bank, Standard Chartered bank, IDFC first Bank, Central Bank of India, Bank of Maharashtra, ESAF, Shivalik small finance bank, Kalupur commercial cooperative Bank, Dhanlaxmi Bank.
Our partnerships reflect long-term engagements built on platform reliability, regulatory alignment, and shared growth objectives.
Industries We Serve
At Northakross, we design and deliver technology platforms that power the full spectrum of India’s banking and financial services ecosystem. Our solutions are engineered to align with sector-specific operational frameworks, regulatory mandates, and scale requirements.
Our platforms are built to adapt seamlessly across diverse operational scales, governance models, and regulatory environments, enabling institutions to modernize without disrupting core banking stability.
Security & Compliance
Security and compliance are foundational to everything we build at Northakross.
We follow industry best practices and align with applicable regulatory and data protection standards to ensure trust and resilience.
Our Team
Behind Northakross is a team of professionals with deep experience across banking, payments, business development, risk, compliance, and technology.
Amit B Doshi
Co-Founder & CEO
Over 36 years of experience in the Payments and Financial Technology industry, having held senior leadership roles at Venture Infotek Global (Atos Worldline), Atom Technologies, NPCI, EBS, and Ingenico ePayments. Brings deep expertise in payments infrastructure, product innovation, and strategic business development, with a proven track record of building and scaling payment ecosystems across banks, networks, and fintech platforms.
Deepa Shah
Co-Founder & CFO
A Chartered Accountant with over 20 years of experience in the payments industry, specializing in finance strategy, operations, and corporate governance. Experienced in mergers & acquisitions, financial planning, forecasting, budgeting, and analytics, with a strong focus on building financially sustainable and scalable fintech businesses.
Prabhu R
CISO & Technology Architect
Over 20 years of experience in designing and delivering secure digital platforms and enterprise-grade technology solutions. Expertise includes payment security architecture, scalable fintech systems, cybersecurity governance, and regulatory compliance. Plays a critical role in ensuring the robustness, resilience, and security of payment ecosystems.
Raja Das
President – Risk
18+ years of experience across the BFSI and Payments industry, with deep expertise in risk management, payment gateway operations, and regulatory compliance frameworks. Previously associated with organizations such as Ippopay Technologies, Aggrepay Payment Solutions, BillDesk, Tata Consultancy Services, Collabera Inc., and Firstsource Solutions, contributing to operational excellence and risk governance across digital payment platforms.
Pranav Thakur
AVP, Business Development
Over 12 years of experience in the e-commerce and digital payments ecosystem, with a strong track record in strategic partnerships, merchant ecosystem development, and alliance building. Previously worked with leading organizations including Snapdeal, Freecharge, and Cashfree, along with high-growth startups, contributing to market expansion and business growth initiatives.